Vacant Home Insurance For Inherited Iowa Houses

Vacant Iowa home insurance gap for out-of-state heirs — 30 to 60 day coverage limit

Vacant home insurance Iowa requirements are one of the first surprises out-of-state heirs run into after inheriting Iowa real estate from out of state in Des Moines, Cedar Rapids, or anywhere across the state. Standard homeowners policies were written for owner-occupied homes — once a property sits empty for 30 to 60 days, most carriers … Read more

Estate Sale Vs Selling Items When Downsizing Guide

By Sarah Ingles, REALTOR® & SRES® CPCU®  |  Smart Move Des Moines Downsizing Your Home Starts With Downsizing Your Belongings This guide covers estate sale vs selling items downsizing options to help you make the best decision. When you have lived in a home for decades, the belongings you have accumulated tell the story of … Read more

What Happens to Home Insurance When a Parent Passes Away in Iowa?

By Sarah Ingles, REALTOR® SRES® CPCU® | Smart Move Des Moines What Happens to Home Insurance When a Parent Passes Away in Iowa? If you’re managing a parent’s home after they’ve passed away in Iowa, there’s one thing you need to check before anything else: the homeowner’s insurance. Iowa executors have as little as 30 … Read more

How to Sell a Probate Home in Des Moines

By Sarah Ingles, REALTOR® SRES® CPCU® | Smart Move Des Moines If you need to sell a probate home in Des Moines, you’re not alone. You’re dealing with a lot right now, and insurance is probably not what you wanted to think about first. But this is one of the time-sensitive decisions that protects the … Read more

What an Out-of-State Heir Needs to Know About the Iowa Probate Timeline Before Listing

The Iowa probate timeline shapes every decision you’ll face as an out-of-state heir. When a parent dies and leaves you a house in Iowa — and you live in Phoenix, or Chicago, or anywhere that isn’t Des Moines — the first question is almost always the same: “How fast can I sell it?” It’s a … Read more