Vacant Home Insurance For Inherited Iowa Houses

Vacant Iowa home insurance gap for out-of-state heirs — 30 to 60 day coverage limit

Vacant home insurance Iowa requirements are one of the first surprises out-of-state heirs run into after inheriting Iowa real estate from out of state in Des Moines, Cedar Rapids, or anywhere across the state. Standard homeowners policies were written for owner-occupied homes — once a property sits empty for 30 to 60 days, most carriers … Read more

What Happens to Home Insurance When a Parent Passes Away in Iowa?

By Sarah Ingles, REALTOR® SRES® CPCU® | Smart Move Des Moines What Happens to Home Insurance When a Parent Passes Away in Iowa? If you’re managing a parent’s home after they’ve passed away in Iowa, there’s one thing you need to check before anything else: the homeowner’s insurance. Iowa executors have as little as 30 … Read more

How to Sell a Probate Home in Des Moines

By Sarah Ingles, REALTOR® SRES® CPCU® | Smart Move Des Moines If you need to sell a probate home in Des Moines, you’re not alone. You’re dealing with a lot right now, and insurance is probably not what you wanted to think about first. But this is one of the time-sensitive decisions that protects the … Read more

What an Out-of-State Heir Needs to Know About the Iowa Probate Timeline Before Listing

The Iowa probate timeline shapes every decision you’ll face as an out-of-state heir. When a parent dies and leaves you a house in Iowa — and you live in Phoenix, or Chicago, or anywhere that isn’t Des Moines — the first question is almost always the same: “How fast can I sell it?” It’s a … Read more